Mike Lee has spent most of his career as an Enterprise Architect and is currently Head of Enterprise Payment Solutions at Capital One, leading high-performing teams that design and deliver transformative enterprise payment solutions. His expertise spans various payment networks including ACH, Wire, Check, P2P, Direct Partnership, RTP, FedNow, and Debit Acceptance. With over 20 years of experience in IT and business consulting, Mike has worked across diverse industries such as banking, securities, legal, manufacturing, real estate, healthcare, and service providers.
Passionate about discovering “blue ocean” opportunities through value innovation, Mike leverages his broad expertise across multiple domains. He has contributed to several patents, publications, certifications (including CISSP, ITILv3, and CDMP), and awards, showcasing his creativity, problem-solving abilities, and leadership. Mike is also an active speaker and participant in industry events and hackathons, where he shares insights on emerging technologies and trends while engaging with the broader fintech and innovation community. His career also includes roles such as VP Head of Payment Solutions at Bitso, where he focused on cross-border payments and crypto integration , and prior consulting and design leadership positions at Dometic, Symbiotic llc, Bank of America, and Wells Fargo (formerly Wachovia).
Mike Lee
**Address Available Upon Request**
Phone: 804.601.0273 | Email: mike.lee@ieee.org | LinkedIn: LinkedIn Profile | DL: Download Full CV
Objective
Accomplished technology leader with over 25 years of experience driving enterprise-level software engineering, payments platform modernization, and cloud adoption in the financial services sector. Proven ability to lead cross-functional teams, influence senior stakeholders, and deliver innovative, scalable solutions. Seeking to leverage expertise in enterprise payments, microservices architecture, and cloud-backed implementations to lead and transform the payments technology landscape as a VP of Payments Technology.
Professional Experience
Sr. Enterprise Architect, Capital One Financial
Richmond, VA | September 2010 – Present
- Leadership & Strategy: Head of Enterprise Payments Architecture, managing a comprehensive payments modernization strategy and building a distributed, highly avaiable platform that handles ~2.1B transactions and moving ~$6 trillion annually. Successfully led the migration of payment platforms from on-prem data centers to the cloud, innovation leveraging microservices and serverless technologies.
- Governance & Compliance: Established a cloud resiliency program to meet OCC regulatory requirements, leveraging serverless chaos engineering to reduce incidents and total cost of ownership (TCO). Provided governance oversight for architecture and coding decisions, ensuring alignment with organizational standards and objectives.
- Technical Expertise: Led the development and deployment of a reactive microservices architecture, improving the ingress and egress of payments across multiple business units. Championed the adoption of distributed systems and cloud technologies, focusing on security, scalability, and maintainability.
- Stakeholder Management: Acted as the primary interface with senior leaders and executives, driving consensus across competing objectives while managing multiple stakeholders, complex projects, and large cross-product collaborations.
- Innovation & Problem Solving: Designed and developed a patented Transaction Exchange Platform, as well as several microservice-based innovations focused on observability and replay functionalities.
Principal, SYMBIOTIC LLC
Richmond, VA | 2003 – 2011
- Led diverse projects across various industries, delivering solutions that met budget, ROI, compliance, and efficiency goals. Managed the full project lifecycle, from requirements gathering to solution delivery, with a strong emphasis on technology transfer and client satisfaction.
- Implemented an ISO-9000 quality management solution for a global manufacturer, improving operational efficiency and compliance.
Design Team Lead, Bank of America
Richmond, VA & Charlotte, NC | May 2009 – May 2010
- Architectural Leadership: Joined the enterprise architecture team to design and deliver solutions to business-critical problems, including those related to small business banking, deposits, investment, and mortgage services. Led over 45 projects, ranging from $50k to $2MM in scope.
- Process Improvement: Reengineered business processes to enhance efficiency and compliance, managing projects according to PMBOK guidelines. Designed reference architectures for SOA development, ensuring infrastructure alignment with routing and load requirements.
ERP Specialist III / Application Architect, Capital One Financial
Richmond, VA | February 2009 – May 2009
- Payments Technology: Managed the maintenance, improvement, and design of environments and applications supporting banking and escheatment functions, including Checkfree’s ReconPlus, APECS, and Frontier systems. Developed architectural diagrams and scripting solutions to align with business-driven release schedules.
Solution Architect / Project Manager, Wachovia Securities
Richmond, VA | September 2003 – October 2004
- Regulatory Compliance: Led the “Breakpoint” project, addressing SEC concerns related to the Sarbanes-Oxley Act. Designed and implemented a trade reconciliation system processing ~1.4M transactions daily, significantly reducing manual hours and operational costs.
Education
- MS, Enterprise Architecture & Business Transformation
Pennsylvania State University, 2018 - BS, Management Information Systems
Virginia Commonwealth University, 2002 - Graduate Certificate in Project Management
Pennsylvania State University, 2017
Professional Certifications
- AWS Solutions Architect (AWS-ASA/ADA)
- Certified Information System Security Professional (CISSP-ISSAP)
- Lean Six Sigma Black Belt (LSSBB)
- ITILv3 Foundation in IT Service Management
- Certified Enterprise Architect (CEA), Enterprise Architecture Center of Excellence (EACOE)
- Data Management Professional (CDMP), DAMA/ICCP
Key Skills
- Enterprise Payments Systems: Extensive experience in TCH Real-Time Payments, ACH, FedNow, Wires, Zelle, Debit Card, Check, and Fiserv platforms.
- Cloud Technologies: Proficient in AWS, Azure, GCP, and distributed database technologies. Expertise in microservices, Kafka, and API development.
- Agile Methodologies: Managed agile software delivery teams, partnering with product teams to drive all aspects of technology delivery.
- Governance & Compliance: In-depth knowledge of cybersecurity and technology controls, with experience in leading teams through OCC regulatory engagements.
- Stakeholder Management: Skilled in influencing and managing senior stakeholders across business, product, and technology teams.
Patents and Publications:
- US 11,080,120, Transaction exchange platform having streaming transaction data and microservices, August 3, 2021
- US 11,068,903, Transaction exchange platform with watchdog microservice July 20, 2021
- US 11,037,168, Transaction exchange platform with watchdog microservice, June 15, 2021
- US 11,023,528, Transaction exchange platform having configurable microservices, June 1, 2021
- US 10,891,615, Transaction exchange platform having streaming transaction data and microservices, January 12, 2021
- US 10,789,600, Transaction exchange platform with snapshot microservice, September 29, 2020
- US 12,223,508, Transaction exchange platform with watchdog microservice
- US 12,198,142, Watchdog microservice to resolve locks when processing fails on a transaction exchange platform
- US 12,198,141, Consensus key locking with fast local storage for idempotent transactions
- US 12,198,143, Regenerating transaction objects when processing fails on a transaction exchange platform
- US 12,169,835, Transaction exchange platform using blockchain and data integrity microservices to validate transaction object integrity
- US 12,165,156, Transaction exchange platform for handling returned transactions
- US 12,141,205, Transaction exchange platform having configurable microservices
- US 12,118,566, Removing duplicate transactions from a transaction exchange platform
- US 12,118,565, Transaction exchange platform with a pause microservice to pause processing of workflows
- US 12,118,567, Detecting and preventing duplicate transactions on a transaction exchange platform
- US 12,100,010, Transaction exchange platform defining conditions for the processing of transaction objects
- US 12,100,009, Transaction exchange platform with a watchdog microservice to handle stalled transactions
Professional Affiliations
- (ASQ) American Society for Quality (Senior Member)
- (ACM) Assn of Computing Machinery (Senior Member)
- (AITP) Assn of Information Technology Professionals
- (AEA) Assn of Enterprise Architects
- (BAG) Business Architecture Guild
- (DAMA) Data Management Association International
- (IEEE) Institute of Electrical and Electronics Engineers (Senior Member)
- (SAM) Society for Advancement of Management
Volunteering
- Virginia CommonWealth University – Mentor
- Pennsylvainia State University – Mentor
- US Lacrosse – Coach
